RATE SHEET: as of May 7th, 2010
 
Product
Minimum
Opening Deposit
Minimum Balance
to Obtain APY

Interest Rate

Annual Percentage Yield (APY)
Premium Checking*
$1,000.00
 
0.25%
0.25%
Silver Checking*
$100.00
 
0.25%
0.25%
Community Savings*
$50.00
 
0.25%
0.25%
Personal Money Market*
$100.00
 
Daily Balances of:
 
 
up to $9,999.99
 
 
0.35%
0.35%
$10,000.00-24,999.99
 
 
0.50%
0.50%
$25,000.00-49,999.99
 
 
0.55%
0.55%
$50,000.00-99,999.99
 
 
0.65%
0.65%
$100,000.00 and up
 
 
0.75%
0.75%
Preferred Money Market*
$50,000.00
$50,000.00
 
 
Daily Balances of:
 
 
$50,000.00-99,999.99
 
 
0.75%
0.75%
$100,000.00-249,999.99
 
 
0.90%
0.90%
$250,000.00 and up
 
 
1.05%
1.06%
 
 
 
Business NOW Checking*
$100.00
 
0.25%
0.25%
Business Money Market*
$100.00
 
Daily Balances of:
 
 
up to $9,999.99
 
 
0.35%
0.35%
$10,000.00-24,999.99
 
 
0.50%
0.50%
$25,000.00-49,999.99
 
 
0.55%
0.55%
$50,000.00-99,999.99
 
 
0.65%
0.65%
$100,000.00 and up
 
 
0.75%
0.75%
Business Savings*
$100.00
 
0.25%
0.25%
 
 
6 Month Certificate of Deposit**
$500.00
 
0.85%
0.85%
12 Month Certificate of Deposit**
$500.00
 
1.19%
1.20%
18 Month Certificate of Deposit**
$500.00
 
1.44%
1.45%
24 Month Certificate of Deposit**
$500.00
 
1.74%
1.75%
36 Month Certificate of Deposit**
$500.00
 
1.98%
2.00%
48 Month Certificate of Deposit**
$500.00
 
2.28%
2.30%
IRA Savings CD **/†
$0.00
 
0.50%
0.50%
18 Month IRA CD **
$500.00
 
1.44%
1.45%
HSA Savings*
$100.00
0.50%
0.50%

*Interest rate and APY may change at any time. **A penalty will be imposed for early withdrawal.
† Variable rate. WSJ prime rate minus 3.6%.

Fees could reduce earnings on the account.

All rates apply to balances up to $100,000.00 - Please contact a bank representative for rates over $100,000.00.

For current rate information call 206-546-8484.