|
Product
|
Minimum
Opening Deposit
|
Minimum Balance
to Obtain APY
|
Interest Rate
|
Annual Percentage Yield (APY)
|
| Premium Checking* |
|
|
0.25%
|
0.25%
|
| Silver Checking* |
|
|
0.25%
|
0.25%
|
| Community Savings* |
|
|
0.25%
|
0.25%
|
| Personal Money Market* |
|
|
|
|
|
Daily Balances of:
|
|
|
|
|
|
up to $9,999.99
|
|
|
0.50%
|
0.50%
|
|
$10,000.00-24,999.99
|
|
|
0.55%
|
0.55%
|
|
$25,000.00-49,999.99
|
|
|
0.65%
|
0.65%
|
|
$50,000.00-99,999.99
|
|
|
0.75%
|
0.75%
|
|
$100,000.00 and up
|
|
|
1.00%
|
1.00%
|
| Preferred Money Market* |
|
$50,000.00
|
|
|
| |
|
|
|
|
|
Daily Balances of:
|
|
|
|
|
|
$50,000.00-99,999.99
|
|
|
0.85%
|
0.85%
|
|
$100,000.00-249,999.99
|
|
|
1.00%
|
1.00%
|
|
$250,000.00 and up
|
|
|
1.14%
|
1.15%
|
| |
|
|
|
|
| Business NOW Checking* |
|
|
0.25%
|
0.25%
|
| Business Money Market* |
|
|
|
|
|
Daily Balances of:
|
|
|
|
|
|
up to $9,999.99
|
|
|
0.50%
|
0.50%
|
|
$10,000.00-24,999.99
|
|
|
0.55%
|
0.55%
|
|
$25,000.00-49,999.99
|
|
|
0.65%
|
0.65%
|
|
$50,000.00-99,999.99
|
|
|
0.75%
|
0.75%
|
|
$100,000.00 and up
|
|
|
1.00%
|
1.00%
|
| Business Savings* |
|
|
0.25%
|
0.25%
|
| |
|
|
|
|
| 6 Month Certificate of Deposit** |
|
|
1.14%
|
1.15%
|
| 12 Month Certificate of Deposit** |
|
|
1.44%
|
1.45%
|
| 18 Month Certificate of Deposit** |
|
|
1.64%
|
1.65%
|
| 24 Month Certificate of Deposit** |
|
|
1.86%
|
1.88%
|
| 36 Month Certificate of Deposit** |
|
|
2.23%
|
2.25%
|
| 48 Month Certificate of Deposit** |
|
|
2.47%
|
2.50%
|
| IRA Savings CD **/† |
|
|
0.50%
|
0.50%
|
| 18 Month IRA CD ** |
$500.00
|
|
1.64%
|
1.65%
|
| HSA Savings* |
|
|
0.50%
|
0.50%
|
*Interest
rate and APY may change at any time. **A penalty will be imposed for early
withdrawal.
† Variable rate. WSJ prime rate minus 3.6%.
Fees
could reduce earnings on the account.
All rates apply to balances up to $100,000.00 - Please contact a bank representative for rates over $100,000.00.
For
current rate information call 206-546-8484.
|