FDIC to Provide Consumer Money Management Tips
The FDIC announced yesterday that in observance of “National Consumer Protection Week,” which began Sunday, it will post regular money management tips on the agency’s Web site and also deliver them through an e-mail subscription service. The FDIC will post consumer tips each day this week, and then provide them on a weekly basis as the “Consumer Tip of the Week.
http://www.fdic.gov/consumers/consumer/tips/index.html
Privacy Policy:
Shoreline Bank is committed to protecting the privacy of its customers’ information. We know that your financial information is personal. Our goals are to serve you as effectively and conveniently as possible and to ensure that information you share with us remains confidential. As part of our commitment, we have adopted the following privacy principles.
1. Privacy of Information – Customer Expectations
Trust, Privacy, and Confidentiality are the watchwords of our commitment. We guarantee that we will never sell or give out our customers' personal information.
2. Use, Collection, and Retention of Customer Information
We collect, retain, and use information about you in order to (1) allow us to conduct our business with you, (2) satisfy legal reporting requirements, (3) administer our internal operations, and (4) provide other products and services to you that we believe you may find of value. If we collect information about you, we will do so only for a specific business purpose; and, if you request, we will tell you why we are collecting the information. For example, we require information about your credit history and your home in order to determine whether you qualify for a home equity loan. We ask for your social security number when we open a new account because we are required to do so by the Internal Revenue Service. We may ask for other personal identifying information in order to protect your account from fraud..
3. Accuracy of Information
Maintaining the accuracy of your personal information is important. We have procedures to help assure that your personal information is accurate, current, and complete. We also have procedures to correct inaccurate information in a timely manner, including processes to update information or remove outdated information. If you discover any information we have about you that is incorrect, please let us know.
4. Employee Access to Information is Limited
Shoreline Bank has procedures in place to limit access to your personal information. Only employees with a specific business purpose for knowing such information will be granted access. We educate our employees about the importance of confidentiality and customer privacy. We have appropriate policies to enforce employee responsibilities regarding the privacy of customer information.
5. Protection of Information via Established Security Procedures
Shoreline Bank maintains security standards and procedures regarding unauthorized access to customer information that conforms to leading industry practices. We update and test our technology to improve the protection of our customer information and to protect the integrity of our information. We also ask you to closely review your account and loan statements and contact us right away if you believe that someone has improperly accessed financial information about you.
6. Disclosure of Account Information is Restricted
We do not reveal specific information about your accounts or other personally identifiable data to parties outside our organization. The only exceptions are to keep in compliance with federal regulations or under the following circumstances:
7. Maintaining Your Privacy When We Do Business Outside Our Organization
It is sometimes necessary to provide personally identifiable information about you to a party outside our organization. Some examples are when we hire a vendor or service company to prepare your account statements, process checks, or to provide support for one or more of our products or services. When we work with outside businesses or companies, we require them by contract to safeguard your personal and confidential information. These vendors must abide by applicable law. Shoreline Bank, when appropriate, shares information with certain vendors, such as insurance companies or the issuer of our credit card, in order to provide you with special offers of financial products and services that may be of value to you. All vendors and service providers sign confidentiality agreements with Shoreline Bank that prohibit them from using customer information for any purpose other than that for which they have been contracted. We do not sell our customer lists or share information about you with third parties for marketing purposes.
8. As a Public Service
Many customers wish to reduce the amount of national advertising that they receive. One way to do that is to notify the Direct Marketing Association. The Direct Marketing Association has no relation to Shoreline Bank, but we have included the following addresses as a service to you so that you may request to be excluded from mailing and telemarketing lists.
Mail Preference Service
Attn: Dept. 7488547 Direct Marketing Association
PO Box 282
Carmel, NY 10512-0282
Telephone Preference Service
Register online: http://www.DoNotCall.gov
Call toll-free 888-382-1222
Please be sure to include complete information about each name, address, and telephone number you would like excluded from national advertising lists. If you have moved within the last year, please also include your old address and phone number. The same is true for name changes and the addresses and phone numbers associated with each name.
9. Changes
Our Privacy principles may change from time to time, so please check our web site at www.eshorelinebank.com regularly to view the most current version.
10. Complaints
Because of our high commitment to confidentiality of customer information, complaints relating to this policy should be forwarded directly to Shoreline Bank’s Compliance Officer, for prompt consideration.
11. Whom Should You Contact with Questions?
If you have questions about our privacy policy, please call Shoreline Bank at 206-546-8484 or e-mail us at banker@eshorelinebank.com. We will be glad to answer your questions.
12. Shoreline Bank Website
Visitors to the Shoreline Bank public Web site remain anonymous. Shoreline Bank does not collect identifying information about visitors to our site. Shoreline Bank uses standard software to collect non-identifying information about our visitors. We use this information to create summary statistics and to determine the level of interest in information available on our site.
Visitors to the website may elect to provide us with personal information via e-mail. This information is used internally, as appropriate, to handle the sender’s request. It is not disseminated or sold to other organizations. We caution our visitors and customers to limit the personal information provided via e-mail.
This statement is subject to change at anytime without notice.
Customer Identification Program
Important Information for Our Customers: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We will also ask to see your driver's license or other identifying documents.
This statement is subject to change at anytime without notice.
Security
Shoreline Bank employs the latest in Internet Security and User Authentication to ensure that data being transmitted through the Internet Banking System is secure from unauthorized access. Our Internet Banking System uses digital SSL (Secure Sockets Layer) certificates by DigiCert, an industry leader in digital identification certificates, to authenticate user information and provide access to the data through the system. Data between your browser and our internet banking server is encrypted securely and is therefore totally private. By combining the latest technology with authenticated access to the web server, Shoreline Bank makes your Internet Banking transactions secure.
The FDIC announced yesterday that in observance of “National Consumer Protection Week,” which began Sunday, it will post regular money management tips on the agency’s Web site and also deliver them through an e-mail subscription service. The FDIC will post consumer tips each day this week, and then provide them on a weekly basis as the “Consumer Tip of the Week.
http://www.fdic.gov/consumers/consumer/tips/index.html
Privacy Policy:
Shoreline Bank is committed to protecting the privacy of its customers’ information. We know that your financial information is personal. Our goals are to serve you as effectively and conveniently as possible and to ensure that information you share with us remains confidential. As part of our commitment, we have adopted the following privacy principles.
1. Privacy of Information – Customer Expectations
Trust, Privacy, and Confidentiality are the watchwords of our commitment. We guarantee that we will never sell or give out our customers' personal information.
2. Use, Collection, and Retention of Customer Information
We collect, retain, and use information about you in order to (1) allow us to conduct our business with you, (2) satisfy legal reporting requirements, (3) administer our internal operations, and (4) provide other products and services to you that we believe you may find of value. If we collect information about you, we will do so only for a specific business purpose; and, if you request, we will tell you why we are collecting the information. For example, we require information about your credit history and your home in order to determine whether you qualify for a home equity loan. We ask for your social security number when we open a new account because we are required to do so by the Internal Revenue Service. We may ask for other personal identifying information in order to protect your account from fraud..
3. Accuracy of Information
Maintaining the accuracy of your personal information is important. We have procedures to help assure that your personal information is accurate, current, and complete. We also have procedures to correct inaccurate information in a timely manner, including processes to update information or remove outdated information. If you discover any information we have about you that is incorrect, please let us know.
4. Employee Access to Information is Limited
Shoreline Bank has procedures in place to limit access to your personal information. Only employees with a specific business purpose for knowing such information will be granted access. We educate our employees about the importance of confidentiality and customer privacy. We have appropriate policies to enforce employee responsibilities regarding the privacy of customer information.
5. Protection of Information via Established Security Procedures
Shoreline Bank maintains security standards and procedures regarding unauthorized access to customer information that conforms to leading industry practices. We update and test our technology to improve the protection of our customer information and to protect the integrity of our information. We also ask you to closely review your account and loan statements and contact us right away if you believe that someone has improperly accessed financial information about you.
6. Disclosure of Account Information is Restricted
We do not reveal specific information about your accounts or other personally identifiable data to parties outside our organization. The only exceptions are to keep in compliance with federal regulations or under the following circumstances:
- you request or authorize disclosure;
- the information is provided to help complete a transaction initiated by you;
- the information is provided to a reputable credit bureau or similar information reporting agency
7. Maintaining Your Privacy When We Do Business Outside Our Organization
It is sometimes necessary to provide personally identifiable information about you to a party outside our organization. Some examples are when we hire a vendor or service company to prepare your account statements, process checks, or to provide support for one or more of our products or services. When we work with outside businesses or companies, we require them by contract to safeguard your personal and confidential information. These vendors must abide by applicable law. Shoreline Bank, when appropriate, shares information with certain vendors, such as insurance companies or the issuer of our credit card, in order to provide you with special offers of financial products and services that may be of value to you. All vendors and service providers sign confidentiality agreements with Shoreline Bank that prohibit them from using customer information for any purpose other than that for which they have been contracted. We do not sell our customer lists or share information about you with third parties for marketing purposes.
8. As a Public Service
Many customers wish to reduce the amount of national advertising that they receive. One way to do that is to notify the Direct Marketing Association. The Direct Marketing Association has no relation to Shoreline Bank, but we have included the following addresses as a service to you so that you may request to be excluded from mailing and telemarketing lists.
Mail Preference Service
Attn: Dept. 7488547 Direct Marketing Association
PO Box 282
Carmel, NY 10512-0282
Telephone Preference Service
Register online: http://www.DoNotCall.gov
Call toll-free 888-382-1222
Please be sure to include complete information about each name, address, and telephone number you would like excluded from national advertising lists. If you have moved within the last year, please also include your old address and phone number. The same is true for name changes and the addresses and phone numbers associated with each name.
9. Changes
Our Privacy principles may change from time to time, so please check our web site at www.eshorelinebank.com regularly to view the most current version.
10. Complaints
Because of our high commitment to confidentiality of customer information, complaints relating to this policy should be forwarded directly to Shoreline Bank’s Compliance Officer, for prompt consideration.
11. Whom Should You Contact with Questions?
If you have questions about our privacy policy, please call Shoreline Bank at 206-546-8484 or e-mail us at banker@eshorelinebank.com. We will be glad to answer your questions.
12. Shoreline Bank Website
Visitors to the Shoreline Bank public Web site remain anonymous. Shoreline Bank does not collect identifying information about visitors to our site. Shoreline Bank uses standard software to collect non-identifying information about our visitors. We use this information to create summary statistics and to determine the level of interest in information available on our site.
Visitors to the website may elect to provide us with personal information via e-mail. This information is used internally, as appropriate, to handle the sender’s request. It is not disseminated or sold to other organizations. We caution our visitors and customers to limit the personal information provided via e-mail.
This statement is subject to change at anytime without notice.
Customer Identification Program
Important Information for Our Customers: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We will also ask to see your driver's license or other identifying documents.
This statement is subject to change at anytime without notice.
Security
Shoreline Bank employs the latest in Internet Security and User Authentication to ensure that data being transmitted through the Internet Banking System is secure from unauthorized access. Our Internet Banking System uses digital SSL (Secure Sockets Layer) certificates by DigiCert, an industry leader in digital identification certificates, to authenticate user information and provide access to the data through the system. Data between your browser and our internet banking server is encrypted securely and is therefore totally private. By combining the latest technology with authenticated access to the web server, Shoreline Bank makes your Internet Banking transactions secure.