For kids starting to save or grandparents, parents or relatives wanting to open an account for a minor family member. Some withdrawal restrictions apply. Minimum to open: Waived Minimum Balance: None Interest Paid: Yes Monthly Service Charge: None ATM Fees: None** VISA© Debit Card: No Internet Banking: Yes*** Bill Payer: No **ATM transactions at other financial institutions may incur a charge from that bank. ***A checking account is required.