Shoreline Bank now offers a variety of IRA products and services for
personal and business customers. If you're looking to invest in your
retirement, looking to supplement your health insurance or want to offer
a benefit to your employees, we have a product for you.

Health Savings Account:
With increasing costs of medical care a Health Savings Account (HSA)
may help you pay for your qualified medical expenses. HSAs can also
provide significant tax benefits to eligible individuals. No setup or
maintenance fee.

Traditional IRA:
If you choose to invest your money into a Traditional IRA you can receive
immediate tax benefits, as most contributions are 100% tax deductible,
earnings grow tax-deferred and there is not minimum contribution in any
year. No setup or maintenance fees.

Roth IRA:
A nondeductible account allowing contributions to grow tax-deferred.
It features penalty and tax-free withdrawals for qualified distributions.
No setup or maintenance fees.

Simplified Employee Pension:
By offering your employee a simplified employee pension (SEP) you
provide an incentive to your employees. SEPs are also easier for employers
by eliminating the hassles of more complicated retirement plans. No setup
or maintenance fees.